
I was doing some online banking and noticed my checking account had a difference between my “current balance” and my “available balance”. You see the way my checking account is set up…no wait, that ain’t what I was trying to say…ignore that.
Point being, my current balance was significantly higher than my available balance. But just before I called the bank, I remembered I had deposited a check and apparently, there had been a “hold” placed on it.
I was able to access some of it immediately, but most of it, though counting towards my total or current balance, was not accessible, thus leading to my “available balance”.
It didn’t take me long to lament the fact that I had to wait before I could access (meaning spend) money that showed in my account. God interjected however, and reminded me that He too, will place a hold on things until the appointed time.
I remember when I first prayed about wanting to get married. God told me to wait. He gave me a time period that was more than a few business days. My desire was like my current balance. My readiness was my available balance. Marriage wasn’t happening until some things “cleared” the bank.
Often we want to do something, even something great and mighty for the Lord. We have a strong desire, a burden, even a gift and a calling to do it. But, we are not ready. And so we have to wait until our “can do” matches or exceeds our “want to”.
Too many lives have been negatively impacted because someone’s desire wrote a check their maturity, experience, and character could not cash. And in ministry especially, when those checks bounce…people get hurt.
Your available balance may place a limit on what you can do…until the rest of the currency becomes available. Growing in the Lord is not optional. If you stop growing, your available balance may not change…it certainly won’t increase.
While time is simply all that is needed for some money to become available in the banking industry, other things may require action or certain qualifications to be met first. Growing in the Lord is not a matter of the passage of time, rather the passing of tests.
In order for God to do all He wants to do in you and with you, there are some requirements that are non-negotiable. In order for us to get our available balance to match our current balance, we have to meet His standards.
It is easy to mistake grace and favor for being qualified. They are not the same. Grace and favor may provide opportunity. Character and competence allow you to remain, maintain, and obtain more as you are able.
Check your balances. When there is a gap between your total and your available, ask God what you need to do, who you need to become, in order to access the better promise He has laid up for you.
It is always good when the “hold” has been lifted, and all funds become available for use.




